Savings Accounts
At EECU, we offer a wide variety of share savings accounts to give you real flexibility in meeting your savings needs. Savings accounts are insured to at least $250,000 and backed by the National Credit Union Administration (NCUA) a federal agency of the United States Government. To see how share insurance limits are calculated, visit the NCUA's website at www.mycreditunion.gov/estimator.
Savings Account
Our savings account gives you easy access to your funds, and offers the following features and benefits:
- $5 to open and maintain account ($10 for joint accounts)
- Dividends paid on balances of $250 or more
- Free ATM Card
- Free Switch Kit to help you move your accounts to EECU
Sub-Share (Savings) Account
Perfect for "emergency money," vacation cash, or any other funds you wish to keep in a separate account from your main savings. Money can be easily transferred to and from these accounts.
Minor Savings Account
We encourage our young members to begin the habit of saving money early in life. Features and benefits include:
- $5 to open and maintain account
- Special 4Kids account for kids ages 0-12; Cash Crew account for youth ages 13-17
- Dividends paid on balances over $0
Holiday Wise Club Account
Saving for holiday shopping has never been easier. Make monthly deposits into this account throughout the year. Features and benefits include:
- $5 to open account; dividends paid on balances over $0
- No minimum balance required to maintain account
- Make deposits in person, or via ATM, phone, online, or automatic transfer
- Club savings are automatically transferred in November to your savings or checking account
- Account automatically renews each year
Rates
Annual Percentage Yields and rates in effect March 1, 2023
Dollar Amount From | Dollar Amount To | Annual Percentage Yield (APY) | Dividend Rate |
---|---|---|---|
$.00 | $249.99 | no dividends paid on this range | |
$250.00 | $4,999.99 | .10% | .10% |
$5,000.00 | $9,999.99 | .15% | .15% |
$10,000.00 | Over | .20% | .20% |
Minor accounts earn the same APY as regular share savings accounts, but begin earning dividends on balances of less than $250.
Annual Percentage Yields and rates in effect March 1, 2023
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Dollar Amount From | Dollar Amount To | Annual Percentage Yield (APY) | Dividend Rate |
---|---|---|---|
$0.00 | $6,000.00 | .30% | .30% |
Checking Account
Checking Routing & Transit Number - 321172594
All checking accounts - like the financial institutions that offer them - are not created equal. As a checking account holder at EECU, you're entitled to enjoy all of these benefits:
- No monthly service fee; $5 to open account
- No minimum balance requirement; dividends paid on balances of $500 or more
- Unlimited check writing
- Free online bill payment and e-statements
- Free ATM or Visa Debit Card
- Overdraft protection
- Free Switch Kit to help you move your accounts to EECU
Golden Owl Checking Account
If you're an EECU member age 55 or over, you're eligible for membership in our exclusive Golden Owl Club. This account offers all the features of our regular Checking Account, plus a special package of benefits which includes:
- Free check printing
- Free bank-by-mail envelopes
- Free photocopies (up to five per week)
- Free notary service
- Golden Owl Visa (for approved members age 62 and over)
Online Check Reorder-click here
Rates
Annual Percentage Yields and rates in effect March 1, 2023
Dollar From | Dollar To | Annual Percentage Yield (APY) | Dividend Rate |
---|---|---|---|
$.00 | $499.99 | no dividends paid on this range | no dividends paid on this range |
$500.00 | Over | .05% | .05% |