Visa Credit Cards

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Visa Credit Cards

Credit cards with EMV chip

Choose the Visa credit card that’s right for you – whether you’re just starting out and want to build credit or you prefer a card with a generous credit limit and rewards.

Features of all Visa Credit Cards:

  • Competitive rates
  • 25-day grace period on card purchases
  • No annual fee
  • No foreign transaction fee
  • Fraud text alert service
  • Digital wallet compatible - use card with Apple Pay, Google Pay and Samsung Pay
  • Card Benefits (such as travel, auto rental, and identity theft coverage)

Visa Platinum Card

The Visa Platinum Card is ideal for members who want a higher credit limit (up to $35,000) and the perks of a rewards card.

5.99% Visa Platinum double points graphic

*5.99% promotional APR will apply through October 2020 billing cycle to all EECU Visa Platinum purchases and balance transfers from other financial institutions that post 6/1/19 to 9/30/19.  Balance transfer fee waived on transfers posted from 6/1/19 to 9/30/19. After the October 2020 billing cycle, unpaid promotional rate balances will convert to the standard rate of 10.99%-12.99% APR based on creditworthiness. Visa Charges: Minimum interest - $0.50 monthly; Cash advance & balance transfer fee - greater of $5 or 2% of transaction amount; EECU membership required; Eligibility and $5 savings deposit required to join. Subject to credit approval.  Promotional APR and fee waiver not available on transfers of existing EECU obligations.  Additional terms and conditions apply. 
*Double reward points effective 6/1/19 – 9/30/19 for new purchases only. Login to your account to browse rewards and review the terms and conditions.

Visa Classic and Visa Golden Owl Cards

The Classic Card is perfect for members seeking a low-cost credit card with no annual fee and credit limits to $15,000. Members of our Golden Owl Club (age 62 and above) can apply for the Golden Owl Visa Card.

Visa Starter/Student Card

Our Starter/Student Card has a credit limit up to $2,500 and is for members who are students or who have little or no credit history in their own name.

Visa Platinum 5.99% APR Promo Rate Account Disclosure

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Visa Card Fraud Text Alerts

Enroll your EECU EMV Credit and/or EMV Debit Card in our fraud text alert service.  When there is unusual activity on your account, you'll receive a text message on your mobile phone.  You'll be able to review the transaction details and respond via text to verify the transaction.  It's easy to enroll and the service is free.  Enroll today!

Standard text messaging amd data rates may apply.

Visa Credit Card Lost/Stolen Numbers

Within the U.S.


1-800-234-5354-After hours

Outside of the U.S.


Call collect +1-303-967-1096

Cardholders traveling in other countries can also report their credit cards lost/stolen by using the following toll-free numbers

EECU Visa Credit Card Payment Options

  • Use the Transfer function in EECU’s Online Banking to schedule one-time or repeat payments from an EECU account. Visa payments are posted on the transfer date but may not show in your online Visa transaction history for three to five business days.
  • If you are making a Visa payment using funds from a non-EECU account, consider setting up the payment through the other financial institution’s Online Bill Payment.
  • Call our Member Service Center to transfer funds from an EECU account to your Visa or to make a check-by-phone payment using funds from a non-EECU account.
  • Visit any EECU branch to make the payment in person. If the payment is made using funds from a non-EECU account, we require a physical check from the non-EECU account to deposit and apply to your EECU Visa.
  • Mail the payment to the address on your Visa statement.

Visa Credit Card PIN

If you’d like to use your EECU Visa Credit Card for cash advances at ATMs, you can create or change your PIN using our PIN Now service. Just call 1-888-891-2435 from the number on file for your Visa account. You’ll need to provide the following information:

  • Your card number
  • Last four digits of SSN
  • The three-digit CVV code on the back of the card
  • The four-digit PIN of your choice

To change your credit card PIN you must use the PIN Now service; it is not available at our branch locations or through our Member Service Center. You may request a PIN by calling us or visiting a branch and one will be sent to you via postal mail.

Visa Credit Card Discounts

Find great deals on brands you love when you pay with your Visa card, and you’ll be able to stock up on all the things you need – along with the ones you want!  Visa Discounts Page

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