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Online Banking

Additional Features

  • Borrow from $100 to $5,000
    • Up to $1,000 for a Student Overdraft Protection Loan
  • Student Overdraft Protection Loan rates based on GPA
  • Automatic transfer from loan to checking to cover insufficient funds transactions1
  • Access funds through Online Access Home Banking/Mobile App, ATM, phone, and branch

Overdraft Protection is not available on the EECU Right Start Checking Account.
1Provided the Overdraft Protection Loan has available funds.

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Today's Loan Rates

Overdraft Protection Loan FAQs

Find answers to frequently asked questions. Need additional information? Contact us!

Does the Overdraft Protection Loan come standard with my checking account?

An Overdraft Protection Loan is an optional feature for all checking accounts except the Right Start Checking Account. If you want the flexibility and peace of mind an Overdraft Protection Loan offers, consider applying online, by phone, or at any branch.

Can I use the money for any purpose or only for overdrafts?

You can transfer money from the loan and use it for any purpose; however, if you don’t have available loan funds to cover an insufficient funds transaction, it may be returned unpaid and you may be charged a fee. Interest will accrue on the loan balance.

Are there fees for using the Overdraft Protection Loan?

There are no fees for transfers, but interest will accrue on the loan balance.

Calculate Your Payment

Spending Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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