This site uses cookies to improve your browsing experience. By using the website, you consent to the use of cookies. To learn more about our commitment to protecting your personal information see our privacy policy.
Whether you’re shopping for a new home, refinancing your current home, sprucing up your living space, or considering an investment property, we have a loan to fit your needs and an experienced team of loan specialists to guide you through the process every step of the way.
You may be interested in a government assistance loan, such as FHA or VA, or a First-time Homebuyer Loan. These loans feature no-to-low down payments, competitive rates, a 30-year term, and a team of experienced real estate specialists to guide you through the process. View current rates and other terms.
With the EECU Advantage Loan, homebuyers have an easier path to becoming a homeowner. Finance up to 90% of the home’s purchase price for 30 years at a competitive rate, with a team of experienced real estate specialists to guide you through the process every step of the way. View current rates and other terms.
When you find your dream home, let EECU help
you with the financing. With our Owner-Occupied Primary Residence Loan, you'll enjoy
increased purchasing power, your choice of a
10-, 15-, 20- or 30-year term, and a fixed rate.
You can count on our team of experienced real
estate specialists to guide you through the
process from start to finish. Click here to view
current rates and other terms.
When you find your dream home, let EECU help
you with the financing. With our JUMBO
Primary Residence Loan, you'll enjoy increased
purchasing power, a 30-year term and a fixed rate. You can count
on our team of experienced real estate
specialists to guide you through the process
from start to finish. Click here to view
current rates and other terms.
You may be interested in a government assistance loan, such as FHA or VA, or a First-time Homebuyer Loan. These loans feature no-to-low down payments, competitive rates, a 30-year term, and a team of experienced real estate specialists to guide you through the process. View current rates and other terms.
With the EECU Advantage Loan, homebuyers have an easier path to becoming a homeowner. Finance up to 90% of the home’s purchase price for 30 years at a competitive rate, with a team of experienced real estate specialists to guide you through the process every step of the way. View current rates and other terms.
A shorter term, a lower rate, and home improvements are just a few reasons people choose to refinance their mortgage. We offer a loan refinance options at competitive rates and a variety of terms. If you’re interested in taking cash out, we also offer a cash-out refinance on our Owner-Occupied, Vacation, 2nd Trust Deed Primary Residence or a 2nd Home. View current rates and other terms.
Our Non-Owner Occupied Loan is ideal for borrowers looking to purchase an investment property to generate an additional income stream. The loan features a competitive, fixed rate, 30-year term, and a 30% down payment. View current rates and other terms.
Cozy cottage in the mountains? Coastal getaway with sweeping views of the ocean? A Vacation Loan from EECU can turn your dreams into reality. The loan features a competitive, fixed rate, 30-year term, and a 20% down payment. View current rates and other terms.
FHA and VA Loans are backed by the government and don’t require a large down payment, a real benefit for first-time homebuyers and those with limited savings. Both loans have fixed rates and 30-year terms. Down payments are as low as 3.5% for FHA loans and as low as 0% for VA loans. Manufactured Homes are often a more affordable option than a traditional home because the purchase price tends to be much lower, with down payments as low as 3.5% for a 30-year term. View current rates and other terms.
Need a flexible way to finance home improvements, consolidate debt, or cover unexpected expenses? A Home Equity Line of Credit (HELOC) with EECU gives you access to the funds you need, when you need them. Apply today and take advantage of competitive rates and flexible terms.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Voted:
BEST Credit Union -
19th Consecutive Year
Best Auto Loans -
Gold Award
Best Place to Work -
Silver Award
Thank you for voting for us!
What Members Say About Us
Every member has a story - see how our credit union has helped turn financial goals into reality.
I had a great experience today with excellent, professional and friendly service … the minute I walked in the door I was greeted and attended to. I’m proud to be a member of EECU!!
EECU Member
I’m so glad that whenever I go into EECU I get such wonderful customer care!!!!
EECU Member
EECU shows its excellence in providing customer service and expertise in explaining the complex world of online banking.
EECU Member
EECU is hands down the best credit union around! Thank you EECU for your hard work and dedicated service you provide your members!! We appreciate you!!
EECU Member
Financial Wellness
Helpful tips, updates, and insights to guide your financial journey.