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When it comes to managing your money, you need a checking account that provides you with easy access to your funds and helps you keep track of your spending.
Routing & Transit Number: 321172594
Debit Card
Overdraft Protection
No Minimum Balance Requirement
No Monthly Fee
30,000+ Surcharge-free CO-OP ATMs Nationwide
Our Checking Account offers a full suite of services to help you manage your money like a pro, including:
1Mobile Check Deposit is subject to eligibility.
Our Right Start Checking Account helps you manage your spending and save money, without worrying about costly fees. The account is simple, safe and functional with no monthly maintenance fee, no minimum balance requirement, and no checks. Not only will you save money on monthly fees, you also won’t incur overdraft fees since overdraft protection isn’t a feature of this account.
EECU’s Right Start Checking account is Bank On certified through the national nonprofit organization Cities for Financial Empowerment Fund that works to ensure that everyone has access to a safe, affordable, transactional banking account.
1Mobile Check Deposit is subject to eligibility.
If you’re age 55+, you’re eligible for our Golden Owl Checking Account. Enjoy all of the same features as our Checking Account, plus a special package of benefits just for our “golden” members:
We've lined up the details so you don't have to.
| Account Features | Checking | Right Start Checking | Golden Owl Checking |
|---|---|---|---|
| Minimum Opening Deposit | $5.00 | $5.00 | $5.00 |
| Debit Card | Yes | Yes | Yes |
| No Monthly Fee | Yes | Yes | Yes |
| Direct Deposit | Yes | Yes | Yes |
| Online Access Home Banking | Yes | Yes | Yes |
| Mobile Banking | Yes | Yes | Yes |
| Mobile Check Deposit* | Yes | Yes | Yes |
| Minimum Balance to Obtain APY | $500 | $500 | $500 |
| Personal Telephone Access (PTA) | Yes | Yes | Yes |
| No Minimum Balance Requirement | Yes | Yes | Yes |
| Nationwide CO-OP ATM Access | Yes | Yes | Yes |
| Overdraft Protection | Yes | N/A | Yes |
| Checks | Yes | N/A | Yes |
| Free EECU Image Checks | N/A | N/A | Yes |
| Free Bank-by-Mail Envelopes | N/A | N/A | Yes |
| Free Photocopies (up to 5 per week) | N/A | N/A | Yes |
| Free Notary Service | N/A | N/A | Yes |
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*Mobile Check Deposit is subject to eligibility.
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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