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Whether you're shopping for a new or used vehicle, we’re here to help you finance it! We offer flexible financing options to help you hit the road with confidence.
Convenient 
0.50% Rate Discount for Automatic Payment
Flexible 
Up to 100%
Financing Available
Competitive Whether you’re buying, refinancing, or securing your first student auto loan, we offer the tools and support you need to drive forward with confidence.
With our great low rates and friendly service, we make it easy for you to get a vehicle that fits your style, with a loan that fits your budget. Let us help put you in the driver’s seat of your dream car, truck, or motorcycle today!
Our Auto/Motorcycle Loans Offer:
If you’re a student, you can save money and get a head start on building your credit with EECU’s Student Auto Loan Program. Unlock special loan rates based on your GPA – the higher your GPA, the lower your rate! Take control of your financial future with a new or used Student Auto Loan from EECU.
Our Student Auto Loans Offer:
Drive with the peace of mind knowing that with Mechanical Breakdown Insurance (MBI) you have protection against the increasingly high cost of repairs and associated labor costs for mechanical and electrical vehicle failures.
If your vehicle is damaged beyond repair or stolen, Guaranteed Asset Protection (GAP) covers the difference between what you still owe on your loan and the insurance company payout.
When you apply for a loan, you have the opportunity to enroll for Credit Life & Disability Insurance coverage, which will pay off the loan in the event of your death, or take over payments should you become disabled.
Shopping around for auto insurance is time consuming. Let the representatives at InsureOne do it for you! They’ll gather free quotes from leading insurance carriers so all you have to do is choose the one that’s right for you.
Wouldn’t it be nice if you could browse the inventory of local car dealers from the comfort of your home? You can – with AutoSMART!
If you’re in the market for a car or truck, check out the online AutoSMART site and view pricing, photos, features, and even the vehicle’s CarFax history report.
Find answers to frequently asked questions about vehicle loans. View additional FAQs here. Can’t find what you’re looking for? Contact us!
How Interest Rates Are Determined: To make loans available to as many members as possible, we offer a variety of rates. The actual rate of interest applicable to your loan will depend on a number of factors including, but not limited to, credit history and loan payments by automatic payment. The rate assigned will be disclosed to you before you become obligated. A .50% discount for loan payments by automatic payment is available on certain loan types. The rate reduction does not apply to VISA credit cards, certain unsecured loans or share secured loan sub-accounts.
Dealer Purchase - marked new on the purchase order: 100% of purchase price, not to exceed 120% of MSRP (Manufacturer's Suggested Retail Price) including tax, license, Mechanical Breakdown Insurance (MBI) or dealer warranty, Guaranteed Auto Protection (GAP) waiver, upgrades (accessories), and applicable fees.
Dealer Purchase - marked used on the purchase order: 100% of retail Kelley Blue Book (plus tax, license, MBI or dealer warranty, GAP, and applicable fees).
Used Auto Financing: up to 100% of retail Kelley Blue Book or JD Power (plus tax, license, MBI or dealer warranty, GAP, and applicable fees).
Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
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