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Online Banking

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Today's Loan Rates

Budget Balancer Loan FAQs

Find answers to frequently asked questions. Need additional information? Contact us!

Does consolidating loans help my credit score?

Consolidating debt may help improve your credit score over time.

Will EECU pay my creditors with the loan proceeds?

EECU will generally pay your creditors with the proceeds of the loan. A loan representative will review loan payoff details with you at the time of the loan.

What options are available to make my loan payment?

You can set up automatic payments from your EECU savings or checking account, transfer money to the loan through Online Access Home Banking / Mobile App, by phone, or in person at a branch.

Calculate Your Payment

Debt Consolidation Calculator

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

2025 Winner: The Fresno Bee BEST of Central California The People's Choice
Voted:
BEST Credit Union - 19th Consecutive Year
Best Auto Loans - Gold Award
Best Place to Work - Silver Award


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What Members Say About Us

Every member has a story - see how our credit union has helped turn financial goals into reality.
I had a great experience today with excellent, professional and friendly service … the minute I walked in the door I was greeted and attended to. I’m proud to be a member of EECU!!
EECU Member
I’m so glad that whenever I go into EECU I get such wonderful customer care!!!!
EECU Member
EECU shows its excellence in providing customer service and expertise in explaining the complex world of online banking.
EECU Member
EECU is hands down the best credit union around! Thank you EECU for your hard work and dedicated service you provide your members!! We appreciate you!!
EECU Member

Financial Wellness

Helpful tips, updates, and insights to guide your financial journey.