Please complete the form below to opt-in to Platinum Overdraft Debit
An overdraft occurs when you do not have enough available balance in your account to pay for a transaction, but we pay it anyway.
We can cover your overdrafts in several different ways:
This notice explains our standard overdraft practices which is our Platinum Overdraft Service.
We may, at our discretion, authorize and pay overdrafts for the following types of transactions:
We do not authorize and pay overdrafts for the following types
of transactions unless you ask us to:
We pay overdrafts at our discretion, which means we do not guarantee that we will always authorize and pay any type of transaction.
If we do not authorize and pay an overdraft, your transaction will generally be declined.
Under our standard overdraft practices:
If you want us to authorize and pay overdrafts on your everyday debit card transactions, please complete and submit the form below or call us at (559) 437-7700 or (800) 538-3328.
I want Educational Employees Credit Union to authorize and pay overdrafts of my everyday debit card transactions on the account number(s) listed below:
Your account number is listed on your monthly statement