Savings Accounts

At EECU, we offer a wide variety of share savings accounts to give you real flexibility in meeting your savings needs. Savings accounts are insured to at least $250,000 and backed by the National Credit Union Administration (NCUA) a federal agency of the United States Government. To see how share insurance limits are calculated, visit the NCUA's website at www.mycreditunion.gov/estimator.

Savings Account

Our savings account gives you easy access to your funds, and offers the following features and benefits:

  • $5 to open and maintain account ($10 for joint accounts)
  • Dividends paid on balances of $250 or more
  • Free ATM Card
  • Free Switch Kit to help you move your accounts to EECU

Sub-Share (Savings) Account

Perfect for "emergency money," vacation cash, or any other funds you wish to keep in a separate account from your main savings. Money can be easily transferred to and from these accounts.

Minor Savings Account

We encourage our young members to begin the habit of saving money early in life. Features and benefits include:

Holiday Wise Club Account

Saving for holiday shopping has never been easier. Make monthly deposits into this account throughout the year. Features and benefits include:

  • • $5 to open account; dividends paid on balances over $0
  • Dividends paid on balances over $0
  • No minimum balance required to maintain account
  • Make deposits in person, or via ATM, phone, online, or automatic transfer
  • Club savings are automatically transferred in November to your savings or checking account
  • Account automatically renews each year

Federal Regulation D allows for a maximum of six (6) withdrawals or transfers from your savings account each month using the following methods: Checking overdraft protection, Personal Telephone Access (PTA), Online Banking, Member Service Center, Fax, Pre-authorized automatic ACH transfers.

If you need to make more than six withdrawals or transfers in a month you can do so by mail, EECU or CO-OP ATMs, or by visiting a branch.

Savings Account Rates

Rates and terms are subject to change without notice.
Annual Percentage Yields and rates in effect November 1, 2018

Dollar Amount FromDollar Amount ToAnnual Percentage Yield (APY)Dividend Rate
$.00$249.99no dividends paid on this range
$250.00$4,999.99.15%.15%
$5,000.00$9,999.99.20%.20%
$10,000.00Over.30%.30%

Minor accounts earn the same APY as regular share savings accounts, but begin earning dividends on balances of less than $250.

Holiday Wise Club Account

Rates and terms are subject to change without notice.
Annual Percentage Yields and rates in effect November 1, 2018

Dollar Amount FromDollar Amount ToAnnual Percentage Yield (APY)Dividend Rate
$0.00$6,000.00.40%.40%

Checking Accounts

Checking Routing & Transit Number - 321172594

All checking accounts - like the financial institutions that offer them - are not created equal. As a checking account holder at EECU, you're entitled to enjoy all of these benefits:

Golden Owl Checking Account

If you're an EECU member age 55 or over, you're eligible for membership in our exclusive Golden Owl Club. This account offers all the features of our regular Checking Account, plus a special package of benefits which includes:

  • Free check printing
  • Free bank-by-mail envelopes
  • Free photocopies (up to five per week)
  • Free notary service
  • Golden Owl Visa (for approved members age 62 and over)

Checking Accounts Rates

Rates and terms are subject to change without notice.
Annual Percentage Yields and rates in effect November 1, 2018

Dollar FromDollar ToAnnual Percentage Yield (APY)Dividend Rate
$.00$499.99no dividends paid on this rangeno dividends paid on this range
$500.00$4,999.99.05%.05%
$5,000.00Over.10%.10%