Home Equity Line of Credit


Use the equity in your home to pay for all the things you need - and want! Remodel your home, buy a car, pay off bills, take a vacation - the choice is yours. Benefits of this loan include:

  • Easy application process - apply online, by phone, or at any branch
  • Terms up to 25 years, including a 10-year draw period
  • 80% loan-to-value financing
  • Borrow from $10,000 to $200,000
  • Low application fee
  • No pre-payment penalties
  • Payable within 15 years of the final loan advance
  • Easy access to funds - convenience checks, branch withdrawal, take an advance at an EECU ATM, or transfer funds through Online Banking
  • May be tax deductible - consult your tax advisor
  • Life insurance available

To apply for a HELOC limit increase, please call us at 559-437-7700 or 1-800-538-3328, or visit any EECU branch.