MyCash Student Auto Loan Rates effective November 1, 2009
For student members ages 18 to 24

Student Auto Loan rates shown include a .50% discount for required automatic payment. Refinancing EECU loans is not available at these rates.   Maximum loan amount $20,000.  Minimum loan amount of $5,000 for 60-month term and $15,000 for 72-month term.  Must provide proof of GPA; must be enrolled for a minimum of six units.  Student Auto Loan applies to student members ages 18-24.

How Interest Rates Are Determined:  To make loans available to as many members as possible, we offer a variety of rates.  The actual rate of interest applicable to your loan will depend on a number of factors including, but not limited to, credit history and loan payments by automatic payment.  The rate assigned will be disclosed to you before you become obligated.  (A .50% discount for loan payments by automatic payment is available on certain loan types.)  Your reduced rate may be discontinued without advance notice in the month in which you stop making automated payments (Master Loan Disclosure, Section D,4.2).  The rate reduction does not apply to VISA credit cards, certain unsecured loans or share secured loan sub-accounts.

New Auto Financing: Dealer Purchase - Current Year Model: 100% of purchase price, not to exceed 120% of MSRP (Manufacturer's Suggested Retail Price) including tax, license, Mechanical Breakdown Insurance (MBI) or dealer warranty, Guaranteed Auto Protection (GAP) waiver, upgrades (accessories), and applicable EECU fees. Dealer/Private Party Purchase: 100% of retail Kelley Blue Book value, not to exceed 120% of MSRP, including tax, license, (registration fees if due within 120 days) Mechanical Breakdown Insurance (MBI) or dealer warranty, Guaranteed Auto Protection (GAP) waiver, and applicable EECU fees.

Used Auto Financing: Financing available up to 100% of retail Kelley blue book (plus tax, license, and MBI).