Educational Employees Credit Union
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Loans & Credit Cards

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Visa Credit Cards

Visa Classic, Golden Owl, & Starter/Student Cards

The Classic Card is perfect for members seeking a low-cost credit card with no annual fee. Members of our Golden Owl Club (age 62 and above) can apply for the Golden Owl Visa.

Our Starter/Student Card is for members who are students or who have little or no credit history in their own name.

These cards feature:

  • No annual fee
  • 25-day grace period on card purchases
  • Credit limits to $15,000 for Classic & Golden Owl Cards
  • Credit limits to $2,500 for Starter/Student Card
  • Auto Rental Collision Damage Waiver Program

Visa Platinum Card

The Visa Platinum Card is ideal for members who want a higher credit limit and the perks of a rewards card. It has all of the benefits of our Gold card, plus:

  • Earn CUReward points** toward travel or merchandise - visit
  • Credit limits to $35,000
  • Lost Luggage Reimbursement
  • Personal Identity Theft Coverage
  • Travel Accident Insurance

**Visit the CURewards travel section for a complete listing of all rules, details and current redemption levels for travel-related awards.

Visa Discounts

Find great deals on brands you love when you pay with your Visa card, and you’ll be able to stock up on all the things you need – along with the ones you want!  Visa Discounts Page

Report a lost or stolen EECU ATM/Check Card/Visa Credit Card:
Within the United States: 1-800-449-7728; Call collect from outside the US: 1-410-581-9994

*Introductory rate of 5.99% APR valid for members who open a new Visa Platinum credit card between April 1, 2014 and July 31, 2014. Promotional rate is valid for purchases and balance transfers from other institutions April 1 – December 31, 2014, and the balance transfer fee will be waived during the promotional period. The 5.99% APR introductory rate is good through the January 2016 cardholder billing cycle. After the January 2016 billing cycle, balances at the 5.99% APR rate will convert to the standard Visa Platinum card rate (10.99% APR – 12.99% APR). Visa Account Charges: Minimum interest charge: $0.50; balance transfer and cash advance fees: $5 or 2% of the amount of each transfer or cash advance, whichever is greater; foreign transaction fee: up to 1% of transaction amount in U.S. dollars; late payment fee: up to $15; returned payment/check fee: $24.


NCUA Equal Housing Lender
EECU Call Center
1-800-538-EECU (3328)