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Loans & Credit Cards

Energy Efficiency Loan

An Energy Smart lifestyle begins with an Energy Efficiency Loan! If you’re looking to purchase energy smart products and services, this is the loan for you.

Borrow from $100 to $40,000
Low, competitive interest rate
No application fees

APR As Low As	Term	Minimum Loan Amount	Estimated Monthly Payment based on "As low As" Rate
6.50%	up to 84 months	$100	$14.85 per $1,000
6.50%	up to 120 months	$15,000	$11.35 per $1,000
6.50%	up to 180 months	$25,000	$8.71 per $1,000

Use your EECU Energy Efficiency Loan any way you want. You can:

Install solar panels to convert sunshine to electricity
Replace old windows, doors, skylights, furnaces, air conditioners, heat pumps and attic fans with energy-efficient/Energy Star products
Seal energy leaks and add insulation
Purchase energy-efficient/Energy Star appliances – refrigerator, freezer, washer/dryer, dishwasher, stove, oven, and microwave
Install a solar water system for your pool or spa
Increase energy efficiency with a fireplace insert

One time tax credit adjustment: Use your tax credit to make a large payment and we will re-amortize your loan and lower your monthly payments.

* As low as rate includes a .50% discount for automatic payment. Products and services purchased with the Energy Efficiency Loan proceeds must meet EECU Energy Efficiency Standards. No home equity, appraisal or collateral is required to apply.