Personal Loans

When you need a loan, call or visit us and one of our friendly representatives will help you select the loan that's right for you.

Overdraft Protection Loan

Perfect for when your Checking Account is running "a little short." If there isn't enough money in your Checking Account to cover the checks you've written, we'll automatically transfer money from your Overdraft Protection Loan to your Checking Account.

• Loan amounts from $100 to $5,000
• Access the money at any EECU ATM, Personal Telephone Access, Online Access Home Banking, or by contacting us
• No fee per transfer
• Competitive interest rates

Student Overdraft Protection Loan

Exclusively for members ages 18 to 24, this loan protects you if you write a check but don't have enough funds in your account to cover the check.

• For members ages 18-24
• Competitive interest rates
• Loan amounts up to $1,000
• Special rate reductions based on GPA
• Access the money at any EECU ATM, Personal Telephone Access, Online Access Home Banking, or by contacting us
• No fee per transfer

Energy Efficiency Loan

An Energy Smart lifestyle begins with an Energy Efficiency Loan! If you're looking to purchase energy smart products and services, this is the loan for you.

• Borrow from $100 to $40,000
• Low, competitive interest rate
• No application fees

Use your EECU Energy Efficiency Loan any way you want. You can:

• Install solar panels to convert sunshine to electricity
• Replace old windows, doors, skylights, furnaces, air conditioners, heat pumps and attic fans with energy-efficient/Energy Star products
• Seal energy leaks and add insulation
• Purchase energy-efficient/Energy Star appliances - refrigerator, freezer, washer/dryer, dishwasher, stove, oven, and microwave
• Install a solar water system for your pool or spa
• Increase energy efficiency with a fireplace insert

Products and services purchased with the Energy Efficiency Loan proceeds must meet EECU Energy Efficiency Standards. No home equity, appraisal or collateral is required to apply.

Computer Loan

Keeping up with the latest technology can get expensive. It's a good thing EECU offers such a great rate on computer purchases! Get the latest computer and equipment and finance it at EECU.

• Borrow from $500 to $2,500
• Low interest rate
• 100% financing
• Discounts on select Dell computer purchases

MyCash Computer Loan

Need a new desktop or laptop computer? Save some green by financing it at EECU.

• For members ages 18 to 24
• Borrow from $500 to $1,000
• As low as 3.00% APR*
• 100% financing
• Discounts on select Dell computer purchases

E-Z Loan

As the name implies, this loan makes it easy on you to borrow the cash you need for virtually any reason!

• Borrow up to $5,000
• Low interest rate

Budget Balancer Loan

Also known as a bill consolidation loan, we'll help you get your budget in balance by consolidating your bills into one loan.

• Borrow from $100 to $30,000
• Consolidate payments
• Competitive interest rate

Signature Line of Credit

This line of credit works like a credit card, except you don't need to carry or use a plastic card.

• Instant access to your money
• Take an advance up to your approved credit limit whenever you need it
• Access the money at any EECU ATM, Personal Telephone Access, Online Access Home Banking, or by contacting us

Share-Secured Loan

This loan is perfect for people who want to establish credit. Because the loan is secured by your share deposits it requires little or no additional qualifications.

• Low interest rate
• Affordable payments