Educational Employees Credit Union

Loans & Credit Cards

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Home Equity Line of Credit

Use the equity in your home to pay for all the things you need - and want! Remodel your home, buy a car, pay off bills, take a vacation - the choice is yours. Benefits of this loan include:

  • Easy application process - apply online, by phone, or at any branch
  • Terms up to 25 years, including a 10-year draw period
  • 80% loan-to-value financing
  • Borrow from $10,000 to $200,000
  • Low application fee
  • No appraisal fee
  • No pre-payment penalties
  • Payable within 15 years of the final loan advance
  • Easy access to funds - convenience checks, branch withdrawal, take an advance at an EECU ATM, or transfer funds through Online Access Home Banking
  • Interest on the loan may be tax deductible - consult your tax advisor
  • Life insurance available

To apply for a HELOC limit increase, please call us at 559-437-7700 or 1-800-538-3328, or visit any EECU branch.

*Variable Annual Percentage Rate (APR) 4.00% as of 2/28/15.  Lifetime maximum APR is start rate plus 5%, currently 9.00%.  $25 annual fee.  $125 application fee is waived with an opening advance of at least $10,000.  Fees to establish equity line range from $125 to $575 for lines in second lien position.  Rates and terms subject to change without notice.  Loans subject to credit approval.  Other restrictions may apply.  We reserve the right to correct printing errors.  Offer valid 3/1/15 – 5/31/15.


EECU Call Center
1-800-538-EECU (3328)