Home Equity Line of Credit

Use the equity in your home to pay for all the things you need - and want! Remodel your home, buy a car, pay off bills, take a vacation - the choice is yours. Benefits of this loan include:

• Easy application process - apply online, by phone, or at any branch
• Terms up to 25 years, including a 10-year draw period
• 80% loan-to-value financing
• Borrow from $10,000 to $200,000
• Low application fee
• No appraisal fee
• No pre-payment penalties
• Payable within 15 years of the final loan advance
• Easy access to funds - convenience checks, branch withdrawal, take an advance at an EECU ATM, or transfer funds through Online Access Home Banking
• Interest on the loan may be tax deductible - consult your tax advisor
• Life insurance available

To apply for a HELOC limit increase, please call us at 559-437-7700 or 1-800-538-EECU, or visit any EECU branch.